# Certificate of Insurance (COI)

## Current Status: NEEDS RENEWAL

The most recent GFS COI on file is **expired** (policies expired 3/9/2025 and 12/1/2024).

**Action Required:** Request a current ACORD certificate from the insurance broker and drop the PDF into this folder.

### Insurance Broker (on file)
- **Agency:** Oxford Millin Insurance Agency
- **Contact:** James Hughes
- **Phone:** (631) 434-6666 ext. 220
- **Email:** jimh@oxfordins.com
- **Address:** P.O. Box 5030, Bay Shore, NY 11706

### Carriers (on file)
| Coverage | Carrier | NAIC # |
|----------|---------|--------|
| Commercial General Liability | Hartford Fire Insurance Company | 19682 |
| Automobile Liability | Hartford Insurance Company of Illinois | |
| Umbrella / Excess Liability | Hartford Casualty Insurance Company | 29424 |

### Coverage Limits (last known)
| Coverage | Limit |
|----------|-------|
| Each Occurrence | $1,000,000 |
| Damage to Rented Premises | $300,000 |
| Personal & Adv Injury | $1,000,000 |
| General Aggregate | $2,000,000 |
| Products - Comp/Op Agg | $2,000,000 |
| Auto Combined Single Limit | $1,000,000 |
| Umbrella Each Occurrence | $1,000,000 |
| Umbrella Aggregate | $1,000,000 |

### How to Request
Email or call James Hughes and request a new ACORD 25 certificate with:
- **Named Insured:** Global Food Solutions, Inc., 131 Heartland Blvd, Edgewood, NY 11717
- **Certificate Holder:** Leave blank or fill in per customer request
- Ask for current policy periods and any updates to coverage limits

Once received, save the PDF in this folder as `GFS Certificate of Insurance 2026.pdf` and delete this README.